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I don’t carry much cash around with me these days. I use my debit card most of the time to pay for most items. It’s convenient, and I get to rack up points on my debit card when I buy something.
Last August, I just finished getting my haircut, and it was time for me to pay up. I gave the hairstylist my card, and he swiped it on a credit card reader attached to his cellphone. I was amazed by it, so I asked him about it. He told it was a free Square Card Reader Square makes their money from the transactions which are only 2.75% for each swipe. That’s lower than Paypal’s 2.9% + $.30 transaction fees.
I left the hair salon amazed by the card reader, but I forgot about it for a few months until it finally hit me that the majority of people don’t carry much cash on them, and they sure don’t carry their checkbook with them. I decided to give the Square Card Reader a shot. I ordered one online and received it in the mail a few days later.
It was easy to set up. No merchant account was needed. I just entered my bank account information on the Square website, and I was set.
It ended up coming in handy when I was at a client’s office. She was pressed for time, and she didn’t have her checkbook handy to pay for website updates. That’s when I decided to pull out the card reader. I ran her card, she signed with her finger on my smartphone, and I had a receipt sent to her email all in a minute or two. The payment deposited in my account in just two days.
I teach private MMA, Boxing, and Brazilian Jiu-Jitsu lessons on the side, and the Square Card Reader has come in handy a few times with my private lesson clients as well. I’m a fan of it.